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Travel Insurance Nightmares Continue

I can't stress enough to people to be oh so careful when applying for travel insurance. Here is another story of a "misunderstanding" that is going to cost somebody a lot of money

Just because you have a certificate issued or are covered under your "group benefits" it does not mean you are covered if an incident occurs. Be careful of wordings about exclusions, particularly questions or statements about "changes in health or changes in medications" in the last 6 months.

If you aren't sure, have your trusted independent insurance broker review your coverage or have your group administrator where you work have the insurance company provide you a copy of your travel policy with the conditions printed out.

It is estimated that 25% of Canadians that are travelling in the US are there without insurance. A big percentage of those people have purchased insurance but don't realise that they are excluded if a claim occurs, because of some medical issue.

Watch the video in the attached link as well as reading the article.